Trade Republic, the Berlin-based broker beloved by European retail investors for its sleek mobile-first stock and ETF trading, has officially stepped into the crypto arena. With millions of users already on its platform, the move into digital assets signals a major shift in how everyday Europeans can access Bitcoin, Ethereum, and a growing list of tokens — all from a single app. Here's everything you need to know about trade republic crypto trading in 2025 and beyond.

Trade Republic's Crypto Expansion: What's on the Table?

When Trade Republic launched its crypto offering, it didn't do so quietly. The platform rolled out trading in major cryptocurrencies including Bitcoin, Ethereum, Solana, and several others, framing the expansion as a natural extension of its "invest in everything" mission. For users, this means no longer needing a separate exchange account to build a diversified portfolio.

Unlike decentralized protocols, Trade Republic's crypto product is fully integrated into its existing brokerage environment. Users see their crypto holdings alongside stocks and ETFs in the same portfolio view, complete with real-time price charts and a unified transaction history. This convergence is one of the platform's biggest selling points.

The Supported Crypto Universe

Trade Republic currently supports a curated selection of cryptocurrencies, focusing on high-liquidity, well-known assets. The platform has been gradually adding tokens over time, responding to user demand and regulatory clarity within the European Union.

  • Bitcoin (BTC) — the flagship digital asset
  • Ethereum (ETH) — the leading smart contract platform
  • Solana (SOL) — known for high-speed transactions
  • Cardano (ADA) — a research-driven blockchain
  • And a rotating cast of other major assets

How to Buy and Sell Crypto on Trade Republic

Getting started with crypto on Trade Republic is intentionally simple. After verifying your identity — a standard KYC process required by European regulations — you can fund your account via bank transfer, debit card, or directly from a linked checking account. Once funds arrive, the trading interface is just a few taps away.

To buy crypto, users navigate to the "Crypto" section, search for the desired asset, and choose between a market or limit order. Market orders execute instantly at the current price, while limit orders let you set a target price and wait for the market to come to you. Selling follows the same flow in reverse — straightforward and designed for mobile-first users.

The Crypto Savings Plan Feature

One of Trade Republic's standout features is its crypto savings plan, which allows users to automate recurring purchases. Set a weekly, biweekly, or monthly amount, pick your favorite crypto, and let dollar-cost averaging work its magic — no manual intervention required.

Fees, Limits, and What Investors Need to Know

Trade Republic built its reputation on low-cost stock trading, and the crypto product follows the same philosophy. There are no hidden platform fees, no deposit fees, and no withdrawal fees for fiat. Crypto trades themselves are commission-free, with a modest spread baked into the execution price.

  • Trading fees: €0 commission on crypto trades
  • Spread: A small, transparent markup on execution prices
  • Minimum trade: €1 on most assets, ideal for beginners
  • Custody: Assets are held by regulated custodians, not held by users directly

Staking and Earning Potential

Trade Republic has also begun introducing staking features for select proof-of-stake assets, allowing users to earn passive yield on holdings like Ethereum. This is a meaningful addition for long-term holders who want their crypto to work harder without leaving the app.

Regulation, Risks, and the Road Ahead

Trade Republic operates under a full banking license via its partner bank in Germany, and its crypto product is regulated under the EU's MiCA (Markets in Crypto-Assets) framework — a major differentiator from many offshore exchanges. This regulatory clarity gives investors a layer of protection that's increasingly rare in the industry.

That said, crypto carries inherent risk. Prices can swing wildly in either direction, and regulatory changes in the future could affect what's available and how. Investors should treat any crypto allocation as a small, calculated slice of a broader diversified portfolio — never money they can't afford to lose.

Comparing Trade Republic to Dedicated Crypto Exchanges

Trade Republic is best understood as a regulated entry point for casual and intermediate investors, not a replacement for full-featured exchanges used by professional traders.

Platforms like Kraken, Bitstamp, or Binance offer more advanced order types, deeper liquidity, and a wider selection of altcoins. But they also come with steeper learning curves, more complex interfaces, and, in some cases, regulatory uncertainty in Europe. Trade Republic's appeal lies in its simplicity, safety, and the ability to manage every asset — from Apple shares to ETH — in one place.

Key Takeaways

  • Trade Republic has fully embraced crypto, offering a regulated, mobile-first way to trade major digital assets alongside traditional investments.
  • Fees are competitive — commission-free trading with minimal spreads and a €1 minimum trade make it accessible to beginners.
  • The crypto savings plan automates dollar-cost averaging, ideal for long-term investors.
  • MiCA regulation provides a layer of European compliance that many offshore exchanges lack.
  • Custody is centralized — users don't hold private keys, which simplifies use but sacrifices full self-sovereignty.
  • It's not for pro traders — those needing advanced features may still prefer dedicated exchanges.

Whether you're a first-time crypto buyer or a seasoned investor looking for a cleaner, more regulated home for your digital assets, Trade Republic has firmly planted its flag in the crypto market. As MiCA matures and competition heats up, expect the platform to keep expanding its crypto footprint throughout 2025 and beyond.