{"id":3385,"date":"2026-04-29T11:27:51","date_gmt":"2026-04-29T03:27:51","guid":{"rendered":"https:\/\/kj17.com\/zh_cn\/2026\/04\/29\/what-is-defi%ef%bc%9f2026%e5%b9%b4%e6%9c%80%e5%85%a8%e9%9d%a2%e7%9a%84%e5%8e%bb%e4%b8%ad%e5%bf%83%e5%8c%96%e9%87%91%e8%9e%8d%e7%bb%88%e6%9e%81%e6%8c%87%e5%8d%97\/"},"modified":"2026-04-29T11:27:51","modified_gmt":"2026-04-29T03:27:51","slug":"what-is-defi%ef%bc%9f2026%e5%b9%b4%e6%9c%80%e5%85%a8%e9%9d%a2%e7%9a%84%e5%8e%bb%e4%b8%ad%e5%bf%83%e5%8c%96%e9%87%91%e8%9e%8d%e7%bb%88%e6%9e%81%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/kj17.com\/en\/2026\/04\/29\/what-is-defi%ef%bc%9f2026%e5%b9%b4%e6%9c%80%e5%85%a8%e9%9d%a2%e7%9a%84%e5%8e%bb%e4%b8%ad%e5%bf%83%e5%8c%96%e9%87%91%e8%9e%8d%e7%bb%88%e6%9e%81%e6%8c%87%e5%8d%97\/","title":{"rendered":"What is DeFi\uff1f2026\u5e74\u6700\u5168\u9762\u7684\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d\u7ec8\u6781\u6307\u5357"},"content":{"rendered":"<p><!-- FAQ JSON-LD Schema --><br \/>\n<script 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\"acceptedAnswer\": {\n        \"@type\": \"Answer\",\n        \"text\": \"\u6295\u8d44\u52a0\u5bc6\u8d27\u5e01\u5b58\u5728\u9ad8\u98ce\u9669\uff0c\u8bf7\u6839\u636e\u81ea\u8eab\u98ce\u9669\u627f\u53d7\u80fd\u529b\u8c28\u614e\u51b3\u7b56\u3002\"\n      }\n    }\n  ]\n}\n<\/script><\/p>\n<p>= \u5f00\u5934\u6458\u8981 =<br \/>\n\u60f3\u77e5\u9053what is defi\u5417\uff1fDeFi\u6b63\u5728\u91cd\u5851\u5168\u7403\u91d1\u878d\u4f53\u7cfb\uff0c\u8ba9\u4f60\u65e0\u9700\u94f6\u884c\u5373\u53ef\u501f\u8d37\u3001\u4ea4\u6613\u3001\u8d5a\u53d6\u6536\u76ca\u3002\u672c\u6587\u5c06\u6df1\u5165\u89e3\u6790\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d\u7684\u6838\u5fc3\u6982\u5ff5\u3001\u64cd\u4f5c\u65b9\u5f0f\u53ca\u672a\u6765\u8d8b\u52bf\uff0c\u5e2e\u52a9\u4f60\u5feb\u901f\u638c\u63e1\u8fd9\u9879\u98a0\u8986\u6027\u6280\u672f\u3002<\/p>\n<p>= \u5b9a\u4e49\uff08Definition\uff09 =<br \/>\n== \u4ec0\u4e48\u662fDeFi\uff1f==<\/p>\n<p>DeFi\uff0c\u5373\u53bb\u4e2d\u5fc3\u5316\u91d1\u878d\uff08Decentralized 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\u5217\u8868\uff08List\uff09 ==<br \/>\n== DeFi\u4e3b\u8981\u5e94\u7528\u7c7b\u578b ==<\/p>\n<p>1. **\u53bb\u4e2d\u5fc3\u5316\u4ea4\u6613\u6240\uff08DEX\uff09**\uff1a\u5982Uniswap\u3001Aave\uff0c\u5141\u8bb8\u7528\u6237\u76f4\u63a5\u70b9\u5bf9\u70b9\u4ea4\u6613\u52a0\u5bc6\u8d44\u4ea7<br \/>\n2. **\u501f\u8d37\u534f\u8bae**\uff1a\u5982Compound\u3001MakerDAO\uff0c\u7528\u6237\u53ef\u5b58\u5165\u8d44\u4ea7\u8d5a\u53d6\u5229\u606f\u6216\u62b5\u62bc\u501f\u51fa\u5176\u4ed6\u8d44\u4ea7<br \/>\n3. **\u6536\u76ca\u805a\u5408\u5668**\uff1a\u5982Yearn Finance\uff0c\u81ea\u52a8\u5bfb\u627e\u6700\u4f18\u6536\u76ca\u7b56\u7565<br \/>\n4. **\u7a33\u5b9a\u5e01**\uff1a\u5982USDC\u3001DAI\uff0c\u4e0e\u7f8e\u5143\u6302\u94a9\u7684\u52a0\u5bc6\u8d27\u5e01<br \/>\n5. **\u53bb\u4e2d\u5fc3\u5316\u4fdd\u9669**\uff1a\u5982Nexus Mutual\uff0c\u4e3aDeFi\u7528\u6237\u63d0\u4f9b\u98ce\u9669\u4fdd\u969c<br \/>\n6. **\u884d\u751f\u54c1\u5e73\u53f0**\uff1a\u5982Synthetix\uff0c\u53d1\u884c\u5408\u6210\u8d44\u4ea7\u8ffd\u8e2a\u771f\u5b9e\u8d44\u4ea7\u4ef7\u683c<\/p>\n<p>= \u6b65\u9aa4\uff08Step-by-step\uff09 ==<br \/>\n== \u5982\u4f55\u5f00\u59cb\u4f7f\u7528DeFi\uff1f==<\/p>\n<p>**\u7b2c\u4e00\u6b65\uff1a\u51c6\u5907\u94b1\u5305**<br \/>\n\u4e0b\u8f7d\u5e76\u5b89\u88c5MetaMask\u7b49\u52a0\u5bc6\u94b1\u5305\uff0c\u521b\u5efa\u8d26\u6237\u5e76\u59a5\u5584\u4fdd\u5b58\u52a9\u8bb0\u8bcd\u3002\u8fd9\u662f\u8fdb\u5165DeFi\u4e16\u754c\u7684\u5165\u53e3\u3002<\/p>\n<p>**\u7b2c\u4e8c\u6b65\uff1a\u83b7\u53d6\u52a0\u5bc6\u8d44\u4ea7**<br \/>\n\u901a\u8fc7\u4e2d\u5fc3\u5316\u4ea4\u6613\u6240\uff08\u5982Coinbase\u3001Binance\uff09\u8d2d\u4e70ETH\u6216\u5176\u4ed6\u4e3b\u6d41\u52a0\u5bc6\u8d27\u5e01\uff0c\u7136\u540e\u8f6c\u5165\u4f60\u7684\u94b1\u5305\u3002<\/p>\n<p>**\u7b2c\u4e09\u6b65\uff1a\u8fde\u63a5DeFi\u534f\u8bae**<br \/>\n\u8bbf\u95eeDeFi\u5e94\u7528\u7f51\u7ad9\uff0c\u70b9\u51fb&#8221;Connect Wallet&#8221;\u8fde\u63a5\u4f60\u7684\u94b1\u5305\u3002\u786e\u4fdd\u8bbf\u95ee\u6b63\u786e\u7684\u5b98\u65b9\u7f51\u7ad9\uff0c\u8c28\u9632\u9493\u9c7c\u7f51\u7ad9\u3002<\/p>\n<p>**\u7b2c\u56db\u6b65\uff1a\u5f00\u59cb\u4ea4\u4e92**<br \/>\n\u9009\u62e9\u60f3\u4f7f\u7528\u7684\u529f\u80fd\uff0c\u5982\u8d28\u62bc\u3001\u501f\u8d37\u3001\u4ea4\u6613\u3002\u6309\u7167\u754c\u9762\u63d0\u793a\u6388\u6743\u94b1\u5305\u5e76\u786e\u8ba4\u4ea4\u6613\u3002\u6ce8\u610f\u67e5\u770bGas\u8d39\u7528\u3002<\/p>\n<p>**\u7b2c\u4e94\u6b65\uff1a\u7ba1\u7406\u98ce\u9669**<br \/>\n\u5206\u6563\u6295\u8d44\u3001\u8bbe\u7f6e\u6b62\u635f\u3001\u4e86\u89e3\u667a\u80fd\u5408\u7ea6\u98ce\u9669\u3002DeFi\u9ad8\u6536\u76ca\u4f34\u968f\u9ad8\u98ce\u9669\uff0c\u65b0\u624b\u5efa\u8bae\u4ece\u5c0f\u989d\u5f00\u59cb\u3002<\/p>\n<p>= \u5bf9\u6bd4\uff08Comparison\uff09 ==<br \/>\n== DeFi vs \u4f20\u7edf\u91d1\u878d ==<\/p>\n<p>| \u7ef4\u5ea6 | DeFi | \u4f20\u7edf\u91d1\u878d |<br \/>\n|&#8212;&#8212;|&#8212;&#8212;|&#8212;&#8212;&#8212;-|<br \/>\n| **\u51c6\u5165\u95e8\u69db** | \u9700\u8981\u4e92\u8054\u7f51\u548c\u8bbe\u5907\uff0c\u65e0\u8eab\u4efd\u8981\u6c42 | \u9700\u8981\u94f6\u884c\u8d26\u6237\u3001\u8eab\u4efd\u9a8c\u8bc1 |<br \/>\n| **\u670d\u52a1\u65f6\u95f4** | 7\u00d724\u5c0f\u65f6\u5168\u5e74\u65e0\u4f11 | \u9650\u5b9a\u5de5\u4f5c\u65f6\u95f4 |<br \/>\n| **\u900f\u660e\u5ea6** | \u4ee3\u7801\u5f00\u6e90\uff0c\u94fe\u4e0a\u53ef\u67e5 | \u5185\u90e8\u8fd0\u4f5c\u4e0d\u900f\u660e |<br \/>\n| **\u6548\u7387** | \u5373\u65f6\u7ed3\u7b97\uff08\u53d6\u51b3\u4e8e\u7f51\u7edc\uff09 | \u901a\u5e38\u9700\u6570\u5929 |<br \/>\n| **\u6210\u672c** | Gas\u8d39\uff08\u53ef\u9ad8\u53ef\u4f4e\uff09 | \u5404\u79cd\u624b\u7eed\u8d39\u3001\u670d\u52a1\u8d39 |<br \/>\n| **\u63a7\u5236\u6743** | \u7528\u6237\u5b8c\u5168\u638c\u63a7\u8d44\u4ea7 | \u4f9d\u8d56\u91d1\u878d\u673a\u6784 |<br \/>\n| **\u98ce\u9669** | 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