Revolut is a popular financial app that lets you buy, sell, and hold cryptocurrencies directly from your phone. This FAQ answers the most common beginner questions about Revolut crypto, including fees, safety, withdrawals, and supported coins. Whether you are new to crypto or just new to Revolut, this guide explains everything in simple terms.

What is Revolut crypto?

Revolut crypto is a built-in feature of the Revolut banking and money-management app that allows users to buy, sell, and hold popular cryptocurrencies such as Bitcoin and Ethereum. It was launched as a simple way for beginners to get crypto exposure without opening a separate exchange account. You can trade crypto with funds from your Revolut account or dedicated crypto balance. Revolut has gradually added the ability to withdraw supported cryptocurrencies to your own external wallet.

Revolut is not exactly like a crypto exchange because it is primarily a banking app, but it has added more advanced features like Revolut X, a standalone crypto exchange for eligible users.

How do I buy crypto on Revolut?

To buy crypto on Revolut, open the app, go to the money transfer or Crypto section, choose a coin, enter the amount, and confirm your order. Make sure you complete identity verification and have funds in your account first.

Here is a simple step-by-step process:

  • Tap on Crypto from the bottom menu.
  • Select the cryptocurrency you want.
  • Enter the amount in your local currency or in crypto.
  • Review the exchange rate and any fees shown.
  • Confirm the purchase.

Prices are converted at Revolut's exchange rate, which may include a spread depending on your plan.

Can I withdraw crypto from Revolut to an external wallet?

Yes, Revolut allows most supported cryptocurrencies to be withdrawn to external wallets, but not every coin may be eligible. To withdraw, go to the Crypto section, select the coin, tap Withdraw or Send, enter the destination address, and confirm.

Withdrawals on Revolut may incur blockchain network fees, and you should double-check the address because crypto transactions cannot be reversed. Revolut may also apply security limits and additional verification for large withdrawals.

Is Revolut crypto safe?

Revolut crypto is generally considered safe because Revolut is a regulated financial company and stores the majority of customers' crypto assets in cold storage. Revolut is regulated in several jurisdictions, including the UK and Europe, and it uses security measures like two-factor authentication (2FA) and transaction monitoring.

However, crypto assets are not covered by government deposit insurance schemes like cash deposits. Your investment can lose value, so you should enable 2FA, beware of phishing, and never share your passwords or recovery phrases.

What fees does Revolut charge for cryptocurrency trading?

Revolut does not charge a single fixed commission for all trades; instead, it applies a spread on top of the live market price and may charge additional network fees for withdrawals. The spread depends on your account plan and the specific cryptocurrency.

Standard plans generally pay a higher spread than Premium or Metal plans. For active traders, Revolut X offers more transparent fees. Always check the quote preview before confirming a trade to see the exact rate and fees.

Which cryptocurrencies can I buy on Revolut?

Revolut supports a variety of popular cryptocurrencies, including Bitcoin, Ethereum, Litecoin, and many other altcoins, and the exact list depends on your region. In the Revolut app, you can see all available coins under the Crypto tab.

Some tokens may only be available in certain countries due to regulatory restrictions, and Revolut regularly adds new assets or removes tokens that fail to meet its standards.

Revolut Crypto vs Coinbase — what's the difference?

Revolut crypto is built for beginners who want simple buy-and-sell functionality inside a banking app, while Coinbase is a dedicated crypto exchange for both beginners and advanced traders. Revolut offers a clean user interface and lets you manage money, cards, and crypto in one place.

Coinbase offers a wider range of cryptocurrency features, including a larger selection of coins, staking, and advanced trading tools. Fees also differ: Coinbase has a volume-based fee schedule, while Revolut uses spreads and plan-specific pricing. If you need an all-in-one finance app, Revolut is convenient; if you are serious about crypto trading, you may prefer Coinbase.

Can you pay with crypto using a Revolut card?

The Revolut card does not directly spend your cryptocurrency, but Revolut automatically converts a selected crypto balance to fiat when you make a purchase. You can set your crypto as the payment method in the app by toggling it as your preferred spending balance.

When you pay, Revolut instantly sells enough crypto to cover the transaction at the current exchange rate, and the merchant receives fiat money. This works only if the crypto can be converted to your account currency. Standard cryptocurrency trading fees may apply to these conversions.

Final Thoughts

Revolut crypto is an excellent starting point for beginners who want to own Bitcoin and other coins without leaving their everyday banking app. The service is easy to use, supports external withdrawals, and continues to expand its features with tools like Revolut X.

However, Revolut is not a full-featured crypto exchange. If you plan to trade frequently, stake assets, or access a wider range of tokens, consider a dedicated platform. Always review the fees, safety practices, and your own investment goals before using crypto features.