This FAQ explains Trade Republic's cryptocurrency service for complete beginners. We cover how to buy crypto, fees, security, supported assets, and how it compares to dedicated crypto exchanges.

What is Trade Republic crypto?

Trade Republic crypto is a feature that lets you buy and sell cryptocurrencies directly through the Trade Republic app, alongside stocks and ETFs. It is designed to make investing in crypto as easy as trading a share, with no separate wallet or exchange account needed.

The service is available to Trade Republic customers in countries where the broker operates. Cryptocurrencies are held in custody by Trade Republic’s regulated partners, so you see a simple balance in your portfolio.

How do I buy crypto on Trade Republic in 2026?

To buy crypto on Trade Republic, open the app after logging in, search for the cryptocurrency you want to buy, enter the amount you wish to spend, and confirm the order.

Your purchase is executed using your available cash balance. After the order completes, the cryptocurrency appears under your portfolio holdings. The entire process can be done in under a minute.

Which cryptocurrencies can I buy on Trade Republic?

Trade Republic offers a small, curated selection of major cryptocurrencies, typically including Bitcoin, Ethereum, and several other large-cap coins.

The exact list may change based on your region and local regulations. To see what is currently available, simply type “crypto” or the name of a coin into the app’s search bar. You will not find every altcoin that exists on larger exchanges.

What fees does Trade Republic charge for crypto?

Trade Republic charges a transparent fee for each crypto trade, which is shown before you confirm your order.

The fee usually consists of a small spread plus a fixed execution cost. There is no custody fee for simply holding crypto in your account. Because the fee is flat rather than percentage-based, it may feel high for very small purchases.

Where is my crypto stored on Trade Republic?

Your crypto is stored in a centralized custody wallet operated by Trade Republic’s regulated financial partners, not in a personal wallet under your control.

This means you do not receive a private key, and you cannot transfer crypto to an external address. If you want full control of your coins, you can sell them for cash and buy them on a dedicated exchange that supports withdrawals.

Is Trade Republic crypto safe?

Trade Republic is a regulated German neobroker subject to EU financial rules, making its crypto service more transparent than many unregulated platforms.

Customer crypto assets are held separately from the company’s own funds and are protected by regulatory frameworks. However, because Trade Republic is a custodian, there is still a risk if the provider or its partner were to fail. That risk is generally lower than with a unregulated crypto exchange.

What are the pros and cons of Trade Republic crypto?

Trade Republic’s crypto service is a simple and regulated way for beginners to get exposure to digital assets without leaving the same app they use for stocks.

Key advantages include an easy interface, a trusted broker, and a clear fee structure. Main drawbacks are a limited coin selection, no external wallet transfers, and fees that may be less competitive than specialized exchanges for large trades.

Trade Republic crypto vs. a dedicated crypto exchange: which is better?

The best choice depends on your experience and goals: Trade Republic suits complete beginners who want a simple, regulated all-in-one app, while dedicated exchanges offer more coins, lower fee tiers, and wallet control.

If you are an occasional buyer of Bitcoin or Ethereum, Trade Republic is a convenient option. If you plan to trade actively, use staking, or withdraw to a hardware wallet, a dedicated exchange like Coinbase or Kraken is a better fit.

Final Thoughts

Trade Republic crypto is one of the easiest ways for a beginner to start buying digital assets, because it sits inside a familiar brokerage app and is regulated by European authorities.

The trade-off is limited functionality and control. For those who want to hold Bitcoin and Ethereum as a small part of a broader investment portfolio, Trade Republic can be enough. For more advanced use cases, a separate crypto exchange remains necessary.